How Much Does Therapy Costs in Chandigarh, India? 2025
TherapyRoute
Clinical Editorial
Cape Town, South Africa
❝Therapy fees in Chandigarh vary from ₹1,000 to ₹3,000 per session and depend on provider, location, and insurance coverage. Here you will find price ranges, insurance details, and practical steps to find care that fits your budget.❞
The cost of therapy in Chandigarh ranges from highly subsidised care at the public Mental Health Institute (MHI) to private specialist consultations in upscale areas like Sector 8. Read on for a full breakdown of what you can expect to pay, how costs differ across the city, and where to find the right support for your needs.
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Find Your TherapistTable of Contents | Jump Ahead
Therapy Costs by Provider Type
Area-Specific Pricing in Chandigarh
Insurance Coverage in Chandigarh
Affordable Therapy Alternatives
Quick Summary
- Average Session Costs: ₹1,000 - ₹3,000 per session ($12 - $36 USD)
- Insurance Coverage: Public (Ayushman Bharat) and private insurance available
- Public Healthcare: Available through GMCH-32 and its Mental Health Institute (MHI)
- Best Value Areas: Sector 22, Sector 38 West, Manimajra
- Premium Areas: Sector 8, Sector 10, Sector 16
Therapy Costs by Provider Type
| Provider Type | Cost Range (INR) | Cost Range (USD) | Session Length | Notes |
|---|---|---|---|---|
| Psychiatrist (Private) | ₹1,500 - ₹4,000 | $18 - $48 | 45-60 minutes | Initial consultations may be higher |
| Clinical Psychologist | ₹1,000 - ₹3,000 | $12 - $36 | 50-60 minutes | RCI-licensed professionals for assessment and psychotherapy |
| Counselling Psychologist | ₹600 - ₹2,500 | $7.20 - $30 | 50-60 minutes | Provides support for emotional and social concerns |
| Couples Therapy | ₹2,000 - ₹4,500 | $24 - $54 | 60-90 minutes | Relationship and family counselling |
| Group Therapy | ₹500 - ₹1,500 | $6 - $18 | 90 minutes | Offered by some clinics and NGOs |
Note: Prices are estimates as of 2025. Exchange rate: 1 USD = ~83 INR
Area-Specific Pricing in Chandigarh
Premium Areas (Higher Costs)
- Sector 8 & Sector 10: ₹2,000 - ₹4,500 per session
- Sector 16, 33, 34: ₹1,800 - ₹4,000 per session
- Sector 17 & Sector 35: ₹1,500 - ₹3,500 per session
Mid-Range Areas
- Sector 19: ₹1,200 - ₹3,000 per session
- Sector 70: ₹1,000 - ₹2,500 per session
More Affordable Areas
- Sector 22: ₹800 - ₹2,000 per session
- Sector 38 West: ₹700 - ₹1,800 per session
- Manimajra: ₹600 - ₹1,500 per session
Insurance Coverage in Chandigarh
Public Healthcare System
- Government Medical College & Hospital (GMCH-32): The primary public hospital with a dedicated Mental Health Institute (MHI). It offers comprehensive services, including outpatient, inpatient, and emergency care at highly subsidised rates.
- Ayushman Bharat (PM-JAY): This national health protection scheme covers hospitalisation for mental health conditions for eligible families.
Private Health Insurance
- IRDAI Mandate: All health insurance plans in India must cover mental illness on par with physical ailments.
- Coverage: Most plans cover hospitalisation, but outpatient therapy coverage varies. Check your policy for details on session limits and copayments.
- Major Providers: Star Health, HDFC ERGO, Bajaj Allianz, and others offer plans with mental health benefits.
Affordable Therapy Alternatives
Government Hospitals
- GMCH-32 & MHI: Offer a wide range of services at minimal cost. Inpatient charges are as low as ₹115 per day, including food and bed. Outpatient consultations are also highly affordable.
- Free Services: Some doctors, like Dr. Amit Kumar Dwivedi at Arya Hospital in Manimajra, offer free consultations.
University Training Clinics
- Universities in Chandigarh with psychology departments may offer low-cost counselling provided by graduate students under supervision.
NGOs and Support Organisations
- The Mental Health Movement Chandigarh: Provides counselling on a sliding scale (₹300 - ₹1,200), pro bono services, and free support groups.
Tips to Reduce Therapy Costs
- Utilise GMCH-32: Start at the government hospital for an initial assessment and affordable treatment.
- Ask for Sliding Scales: Inquire with private practitioners if they offer income-based fee reductions.
- Opt for Online Sessions: Explore online platforms for more budget-friendly therapy options.
- Check Your Insurance: Verify your public or private insurance coverage for mental health services.
- Engage with NGOs: Connect with organisations like The Mental Health Movement for low-cost or free support.
Therapy Cost Directory
Nearby Cities: Agra | Delhi | Ludhiana | Jaipur
Country: For a country-wide overview of therapy costs, see: How Much Does Therapy Cost In India
Worldwide: For a global overview of therapy costs, see: Therapy Costs Worldwide
Sources
Lybrate - Psychologists in Chandigarh
Government Medical College & Hospital (GMCH-32) - Mental Health Institute
The Mental Health Movement Chandigarh
Chandigarh Administration - Health Department
Note: Costs may vary based on individual circumstances and insurance coverage. Always verify current rates with providers directly. Prices include consumption tax where applicable.
Important: TherapyRoute does not provide medical advice. All content is for informational purposes and cannot replace consulting a healthcare professional. If you face an emergency, please contact a local emergency service. For immediate emotional support, consider contacting a local helpline.
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About The Author
TherapyRoute
Cape Town, South Africa
“Our in-house team, including world-class mental health professionals, publishes high-quality articles to raise awareness, guide your therapeutic journey, and help you find the right therapy and therapists. All articles are reviewed and written by or under the supervision of licensed mental health professionals.”
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